Terms of Service

Last Updated: October 28, 2025

Agreement to Terms

By accessing or using the Peachtree Capital Group website and services, you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these Terms, you may not access our services.

Use of Services

Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Have the legal authority to enter into binding agreements
  • Operate a legitimate business in good standing
  • Provide accurate and complete information

Prohibited Uses

You may not use our services to:

  • Submit false, misleading, or fraudulent information
  • Violate any applicable laws or regulations
  • Infringe on intellectual property rights
  • Transmit viruses, malware, or other harmful code
  • Attempt to gain unauthorized access to our systems
  • Use automated tools to scrape or collect data

Application and Approval Process

No Guarantee of Approval

Submitting an application does not guarantee approval or funding. All applications are subject to our underwriting criteria and verification process.

Credit Inquiries

By submitting an application, you authorize us to obtain credit reports and verify information with third parties. Pre-qualification uses a soft credit inquiry that does not affect your credit score. Final approval may require a hard credit inquiry.

Accuracy of Information

You are responsible for ensuring all information provided in your application is accurate and complete. Providing false information may result in application denial or legal consequences.

Loan Terms and Repayment

Binding Agreement

If your application is approved, you will receive a financing agreement outlining the specific terms, rates, fees, and repayment schedule. You are bound by the terms once you electronically sign the agreement.

Repayment Obligations

You agree to repay the full amount borrowed plus any applicable fees according to the schedule outlined in your agreement. Failure to repay may result in:

  • Late fees and penalties
  • Negative impact on your credit score
  • Collection actions or legal proceedings

Fees and Charges

All fees and charges will be clearly disclosed in your financing agreement before you sign. We do not charge application fees. Fees may include:

  • Origination fees
  • Processing fees
  • Late payment fees
  • Returned payment fees

Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Peachtree Capital Group or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee:

  • Uninterrupted or error-free service
  • Accuracy or completeness of information
  • Results from using our services

Limitation of Liability

To the fullest extent permitted by law, Peachtree Capital Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless Peachtree Capital Group and its affiliates, officers, directors, and employees from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

Dispute Resolution

Governing Law

These Terms shall be governed by and construed in accordance with the laws of [REPLACE_ME_STATE], without regard to conflict of law principles.

Arbitration

Any disputes arising from these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law.

Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated by posting the updated Terms on this page with a new "Last Updated" date. Your continued use of our services constitutes acceptance of the revised Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Contact Information

For questions about these Terms, please contact us:

  • Email: info@REPLACE_ME.com
  • Phone: 1-800-REPLACE
  • Mail: REPLACE_ME Street Address, City, ST 12345
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